Start With an Estimate
Use Makeover Estimator to understand likely renovation costs and organize the improvements you are considering.
Work With a Renovation Lender
Work with a lender who understands renovation loans, including FHA 203(k), HomeStyle, and similar programs. Getting pre-approved early helps you understand your budget and move forward with confidence.
Secure the Home and Order a Consultant
Once the property and financing path are taking shape, a HUD Consultant or renovation consultant can evaluate the property and help prepare the formal Scope of Work required for the project.
Finalize the Team and Close
Select a qualified contractor who understands the renovation loan process, finalize the required project information, and continue through appraisal, underwriting, and closing with the lender.